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How Safe Are Credit Cards with Chips?

Payments started with the barter system a long time ago. People exchanged goods or services for other goods or services. Eventually legal tender took over and money, in many forms—from tea bricks to cow to seashells—become the payment method of choice. Then virtual money came on the scene, including credit cards. And today’s credit cards,… Read More

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Citi Prestige $250 Travel Credit Now Runs On January-to-December Cutoff Schedule

A reader informs us that the $250 Citi Prestige travel credit (which happens to temporarily include supermarkets and restaurants) no longer runs based on the December statement closing date, and now uses the simpler December 31 / January 1 as the cutoff. Reader Nick tells us of being able to get the $250 travel credit […]

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Using Credit Cards During COVID-19

Since we’re in the middle of a pandemic, we’re all trying to figure out the new normal. Whether you’re working from home, have a houseful of kids to keep busy or find yourself facing financial uncertainty, everyone has at least a little adjusting to do. While you’re taking stock of your life and what you… Read More

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What Is the CVV on a Credit Card?

If you’ve made a purchase online or over the phone, you’re probably familiar with the three sets of credit card numbers you have to hand over. These numbers include the credit card number, the expiration date and the CVV. If … Continue reading →

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Credit 101: What Is Revolving Utilization?

According to Experian, the average credit score in the United States was just over 700 in 2019. That’s considered a good credit score—and if you want a good credit score, you have to consider your revolving utilization. Revolving utilization measures the amount of revolving credit limits that you are currently using, and it accounts for… Read More

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3 Ways to Build Credit if You Can’t Get a Credit Card

Credit cards, interest rates, loans, even where you live—these all depend on your credit score. If you have a good credit score, you’re more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent… Read More

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What COVID-Related Help Are Credit Card Issuers Offering in 2021?

 

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American Express To Add New Benefits For Delta, Hilton & Marriott Cardholders

American express has put out a formal press release advertising the new temporary credits and benefits for Platinum cardholders. At the bottom of that release they also state that new limited time offers for existing consumer and Business cardholders of Delta, Hilton & Marriott will be available. Unfortunately no additional details were given but fingers […]