Show Summary Hey, welcome back for another segment! This is the 3rd and final segment that I wanted to share with you from my recent live event called the Thankful Real…
13 Tips on How to Save Money on Groceries Before You Shop
Get the inside scoop from a grocery store veteran on how to save money on groceries before even stepping foot in a store! Everyone always wants to inside scoop, no matter what you’re talking about! Because let’s face it, us moms need all the tips, hacks, and genius ideas we can get! Doing things the […]
The post 13 Tips on How to Save Money on Groceries Before You Shop appeared first on Money for the Mamas.
What Can a Landlord Deduct From Your Deposit? A Primer for Current and Former Renters
Your deposit isnât at the mercy of your landlord. Tenants have rights, and landlords have limitations on what they can deduct from your deposit.
The post What Can a Landlord Deduct From Your Deposit? A Primer for Current and Former Renters appeared first on Real Estate News & Insights | realtor.comÂ®.
Five Smart and Easy Ways to Save Your Family Money
Setting financial goals for your family can be exciting and overwhelming. It’s empowering to work towards saving for your family’s dream vacation or eliminating debt such as a car payment, but when your family budget is already tight, finding ways to improve your finances can seem daunting.
Good news! There are everyday ways that you can implement into your family’s lifestyle that can help you save money. Here are a few easy strategies that will prove fruitful for both your home and your bank account.
1. Clean out your fridge and freezer each week
Before you roll your eyes at this suggestion, let me explain. Research shows that people in US households toss out a staggering 150,000 tons of food each day! The average American family of four spending $ $10,995 per year on food. A considerable amount of waste could be prevented if we commited to monitoring foods like produce, dairy, and meat and using them before they go bad.
Schedule a day once a week (the day before or day you plan to grocery shop is ideal) and take inventory of what groceries you still have available to prepare family meals. This allows you to take advantage of a slightly bruised zucchini and end-of-package cheese slices that you can turn into a delicious quiche for dinner rather than spending a small chunk-of-change on takeout pizza. Don’t forget the freezer. Those frozen drumsticks can be thawed and marinated for tomorrow’s Sunday dinner along with that bag of red bliss potatoes that have been sitting on your counter for weeks now.
A considerable amount of waste could be prevented if we commited to monitoring foods and using them before they go bad.
Make this a weekly habit and not only will you be able to serve your family tasty dishes, you can put the money you save toward something meaningful for your family.
2. Review your family’s monthly subscriptions
It’s the little things in life that can truly make a difference! That goes for those small, innocent payments you make each month for our family’s entertainment—Netflix, Hulu, Amazon Prime, gym memberships, music streaming services, Dollar Shave Club, and so many more.
List all your family’s subscriptions and see what your monthly total is. Decide which ones really make a difference for your family and then look at trimming the rest. You might be surprised to find out how much money you're spending on subscriptions you rarely (if ever) use!
3. Commit to decluttering your surroundings
A home filled with paper piled on countertops, loose laundry, a gaggle of knickknacks and tchotchkes, and drawers stuffed with gadgets and items that have no real purpose can be one of the biggest money drains of all.
When your living space is organized and functional, it sets the tone for everything else in your family’s life.
Look around your entryway, kitchen, family room, and even your garage. Are things neat and orderly, or do you have to dig every time you need to find your tennis shoes, the dog’s leash, and your car keys?
Clutter robs you of:
- Time. How much time do you waste constantly searching for everyday items?
- Space. Clutter can hog valuable counter and drawer space that should belong to items you use all the time. (What happens when you can't find your car keys or—say it ain't so!—reach the coffeepot?)
- Money. Just when you give up and buy a new duster, that's when the old one shows up. Am I right? And if you misplace your bills, that could result in late fees.
- Peace of mind. When your family lives amid chaos, you're constantly stressed about finding items, or you feel guilty that your home isn't in better order.
When your living space is organized and functional, it sets the tone for everything else in your family’s life. This doesn’t have to be an awful project. Get excited about how amazing you and your family will feel when everything has a place. When you eliminate the mess throughout your entire home (garage and shed included!), you’ll have a new lease on life. Disposing if things you bought and rarely used will also may you more mindful of what you purchase in the future.
There are dozens of recommended decluttering methods available, but my favorite is inspired by organizing guru, Marie Kondo. The way she goes about getting her clients organized involves a multi-step process that involves sorting by item category rather than by room. The KonMari method mandates that you only keep the items that bring you joy. (But remember, throwing out your bills because they don't bring you joy is a bad idea.)
RELATED: Clean, Organize, and Declutter with Marie Kondo's Magic: Part 1
4. Buy secondhand
A savvy way to save serious money is to shop secondhand stores. Not only can you find designerclothing at half the price of the original sales tag, you can score amazing finds for your home. There needn’t be a stigma about shopping thrift stores. Many have a boutique-like feel with knowledgeable, professional sales staff who are eager to help you and your home look better for less. In addition, you’re helping the environment by recycling!
Shopping secondhand is one of 2020’s hot parenting trends. Besides local thrift shops and consignment stores, there are plenty of opportunities to shop online. E-Bay, Swap.com, and ThredUp, and Facebook are a few of many online choices that offer a variety of top-notch styles for less.
5. Create an energy-smart home
Be mindful of turning the lights off when you leave a room or keeping your thermostat set at 68 degrees during the winter. To some, those types of things are already habit. But for many others, conserving energy isn't necessarily top-of-mind. The average electricity spent in a household per year is $1,368.36 and studies show that 35 percent of the power used is actually wasted.
Fortunately, this waste can be corrected. The U.S. Department of Energy estimates that the typical household can save 25 percent on utility bills by implementing energy-efficient measures. (Put that towards your family’s vacay!) These tips include replacing light bulbs with energy-efficient alternatives and properly insulating your home.
You can perform a do-it-yourself energy audit, and many local energy companies will also assist with a professional energy audit. Moneycrashers also offers some helpful tips in 10 Ways for How to Save Energy at Home Now – Save $2,500 Per Year.
With a money-saving mindset you’ll soon find other creative ways you can spend less and save more resulting in valuable time with your loved ones.
How To Meal Prep On A Budget: 10 Great Recipes To Try
Would you like to learn how to meal prep on a budget? Planning healthy and satisfying meals week after week can get exhausting. Having a family, a full-time job, a side hustle, etc. makes it even more challenging to cook during the week. I know I have fallen into that rut before, and many times […]
The post How To Meal Prep On A Budget: 10 Great Recipes To Try appeared first on Making Sense Of Cents.
‘Perfection in Every Way’: $18M Modern Mansion in San Francisco
A new listing in San Franciscoâs Cow Hollow neighborhood has turned heads for its unique design, both inside and out. It’s now available for $18 million.
The post ‘Perfection in Every Way’: $18M Modern Mansion in San Francisco appeared first on Real Estate News & Insights | realtor.comÂ®.
VA Cash-Out Refinance: Is It a Good Idea? | Rates & Guidelines 2021
The VA cash-out refinance program enables veterans and active-duty service members to tap into their homeâs equity and, depending on current refinance interest rates, lower their interest rate at the […]
Inside Supernatural Star Jensen Ackles’ ‘Very Hip’ Lake House in Austin
If you’re a die-hard Supernatural fan like us, you’re probably still reeling from the show’s finale and coping with the fact that there won’t be any new Winchester adventures for us to follow. But weâre not here to talk about that, but rather snoop into the private life of one of the series’ leading men. […] More
The post Inside Supernatural Star Jensen Ackles’ ‘Very Hip’ Lake House in Austin appeared first on Fancy Pants Homes.
How to Turn Your Kitchen Into Every Coffee Loverâs Dream
This Stunning Modern House Was Built With Fire Safety in Mind
Built with fire resistant building materials like steel, glass and concreted, this $5M home in Marin County, Calif. is a perfect example of what’s likely to become the new standard for million dollar homes throughout California. More
The post This Stunning Modern House Was Built With Fire Safety in Mind appeared first on Fancy Pants Homes.