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Top 5 Reasons Why You Shouldn’t Co-Sign a Friend’s Loan

Co-signing your friend’s loan might seem like a nice thing to do. But it can put many things in your life at risk, including your finances, your credit score and even your friendship. While it’s possible to co-sign a friend’s … Continue reading →

The post Top 5 Reasons Why You Shouldn’t Co-Sign a Friend’s Loan appeared first on SmartAsset Blog.

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Does Paying Taxes Late Affect Credit?

NOTE: Due to the COVID-19 coronavirus pandemic, the IRS has extended the federal tax filing and payment deadline to July 15, 2020. The recent relief package passed by Congress may have additional tax implications. Please contact a tax adviser for information you may need to complete your taxes this year. Learn more. It’s a good… Read More

The post Does Paying Taxes Late Affect Credit? appeared first on Credit.com.

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How to Get a Personal Loan (Application, Approval, Alternatives)

Personal loans are typically unsecured loans offering up to $50,000 with a term of up to 5 years. They come in several shapes and sizes and interest rates, fees, and terms can differ greatly, but the average personal loan in the United States is between $7,000 and $8,000 and charged at a rate of 11% and 12%. Steps to Getting a Personal […]

How to Get a Personal Loan (Application, Approval, Alternatives) is a post from Pocket Your Dollars.

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How Does Coronavirus Affect Life Insurance?

Coronavirus hasn’t entirely ended life as we knew it, but it’s certainly caused changes, some of which are likely to be with us for a very long time. For some the coronavirus is literally a matter of life and death, and it raises an important question: how does coronavirus affect life insurance? No one likes […]

The post How Does Coronavirus Affect Life Insurance? appeared first on Good Financial Cents®.

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The Common Types of Personal Loans, Explained

A personal loan is money you borrow from a bank, credit union, online lender or another financial institution to use for a variety of reasons. It offers flexible repayment terms and fixed monthly payments. Nearly all personal loans are unsecured, which means you are not required to provide collateral. The best personal loans come with […]

The post The Common Types of Personal Loans, Explained appeared first on The Simple Dollar.

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Does Refinancing Hurt Your Credit?

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be…

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The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.

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The Millennial Guide to Getting a Personal Loan

Personal loans have made something of a comeback over the last few years thanks to the rise of online lending. According to TransUnion, the number of consumers who are using personal loans jumped by 18% between Q3 2013 and Q3 … Continue reading →

The post The Millennial Guide to Getting a Personal Loan appeared first on SmartAsset Blog.

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Guide to Small Business Startup Loans

It takes money to make money and virtually any small business will require some startup capital to get up and running. While the personal savings of the founders is likely the most common source of startup funding, many startups also … Continue reading →

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1099-C: What You Need to Know about the Cancellation of Debt Tax Form

From early January to mid-February, you might receive a number of tax documents in the mail. They can range from expected W-2s from your employer to forms about mortgage interest you paid. One form that many people don’t expect is the 1099-C. Discover why you would receive such a form and what the IRS expects… Read More

The post 1099-C: What You Need to Know about the Cancellation of Debt Tax Form appeared first on Credit.com.

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Charged Off as Bad Debt: An Explainer

Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, don’t fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls,… Read More

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