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What Is a Parent PLUS Loan?

Paying for college is a challenge, and rising tuition costs certainly don’t help. According to College Board, the average cost of a four-year private college has increased by more than $3,000 over the last five years. Scholarships, grants and work-study … Continue reading →

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Does Refinancing Hurt Your Credit?

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be…

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What Is Expected Family Contribution (EFC)?

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Before heading off to college, many students will begin the big search for financial aid. For most, that will mean filling out the FAFSA.® And that involves calculating the expected family contribution. Though filling out the Free Application for Federal Student Aid is pretty straightforward, understanding a student’s eligibility and how much financial aid they […]

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My Parents Can’t Afford College Anymore – What Should I Do?

When most parents offer to fund their child’s tuition, it’s with the expectation that their financial circumstances will remain relatively unchanged. Even with minor dips in income or temporary periods of unemployment, a solid plan will likely see the child…

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